In a motor fleet insurance context, what does Class 2 cover primarily refer to?

Class 2 cover in a motor fleet insurance context is focused on providing coverage for business use of vehicles without hire and reward. This means that vehicles covered under Class 2 can be used for general business activities but cannot be used to carry passengers or goods for payment.

This classification allows businesses to utilize their vehicles in a way that supports their operational needs while still obtaining the necessary insurance coverage. It is important for businesses that rely on vehicle usage for tasks such as transporting employees or delivering goods without generating income directly from those vehicles, ensuring compliance with insurance requirements.

In contrast, the other options pertain to different types of coverage that do not fit under the definition of Class 2. Comprehensive coverage offers a broader safety net, protecting against multiple risks, while personal use only limits the purpose of vehicle usage to non-business activities. Trade purposes might imply a narrower scope of business-related activities, but not all of them would necessarily fall under the Class 2 cover definition.