What does a 'full policy' typically encompass?

A 'full policy' in the context of motor insurance generally refers to comprehensive insurance, which provides extensive coverage that goes beyond just the basic requirements. This type of policy encompasses a wide range of risks, including third-party liability, theft, fire, and damage to the insured vehicle due to a variety of causes.

Comprehensive insurance is specifically designed to offer peace of mind to policyholders by protecting them from different types of losses that may occur during the use of the vehicle. Unlike basic liability coverage, which only covers damages or injuries caused to other parties, a full policy aims to ensure that the policyholder's own vehicle is also protected against damages and losses from incidents like theft or collision.

This expansive coverage is particularly appealing to vehicle owners who want a robust safety net and are willing to pay a higher premium for enhanced protection against a multitude of potential risks. Consequently, the nature of a full policy as comprehensive is why this answer is the correct choice.