What does the DVLA database help to verify?

The DVLA (Driver and Vehicle Licensing Agency) database primarily helps in verifying vehicle ownership and specifications. This database contains records of all registered vehicles in the UK, including details such as the vehicle's make, model, registration number, and the name and address of the owner.

When insurers or other parties need to confirm that a particular individual owns the vehicle they are insuring or dealing with, they can reference this database to obtain accurate and up-to-date information. This is particularly important in the context of motor insurance, as it helps ensure that policies are issued on the correct vehicles, preventing issues related to fraudulent claims or misrepresentation.

While other options mention aspects like insurance policy lengths, loan status, and service history, these elements are not typically verifiable through the DVLA database. Insurance policy details are usually held within insurance companies' systems, loan status would pertain to financial institutions, and service history is typically managed by garages or repair shops rather than being part of the DVLA's records.