What does third-party insurance cover?

Third-party insurance is specifically designed to cover the liability of the insured driver for injuries caused to other people and for damage to their property. This type of insurance is fundamental in motor insurance as it covers the costs that might arise from accidents where the policyholder is responsible for causing damage to someone else's body or property.

Choosing third-party insurance ensures that if an accident occurs for which the insured is liable, the insurer will bear the financial burden of compensation claims made by the victims. This is crucial for protecting the insured from potentially devastating costs that could arise from lawsuits or claims for damages.

The other options refer to types of coverage that do not fall under third-party insurance. For instance, liability for injuries to the insured driver pertains to personal injury coverage, which is not included in third-party policies. Damage to the insured’s vehicle and costs of car repairs relate to comprehensive or collision insurance, which covers the insured’s own vehicle and is also outside the scope of third-party insurance.