Which changes were introduced by the Supplementary Uninsured Drivers' Agreement in March 2017?

Prepare for the CII Certificate in Insurance - Motor Insurance Products (IF5) Exam. Dive into detailed questions and explore insightful explanations to boost your understanding. Excel in your exam preparation process.

The Supplementary Uninsured Drivers' Agreement introduced significant changes in how claims involving uninsured drivers are handled. One of the primary features of the 2017 agreement was the acceptance of vehicle damage claims from uninsured claimants, which allows victims of accidents involving uninsured drivers to seek compensation for damages to their vehicles, ensuring that those affected are not left without recourse due to the lack of insurance on the part of the at-fault driver.

Additionally, the deletion of the terrorism exclusion represented another key change. Prior to this amendment, claims could be denied if the damages were deemed to be related to terrorist acts, which could disproportionately affect those involved in an incident caused by an uninsured driver in a scenario where terrorism is involved. By removing this exclusion, the agreement aims to provide broader protection for claimants in these situations.

Together, these changes reflect an effort to enhance protections for motorists and streamline the claims process for those affected by accidents involving uninsured vehicles. The option that encompasses both the acceptance of vehicle damage claims from uninsured claimants and the deletion of the terrorism exclusion accurately captures the essence of the amendments made by the Supplementary Uninsured Drivers' Agreement in March 2017.

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