Which database is NOT commonly referred to on a proposal form or statement of fact?

The Financial Conduct Authority (FCA) is primarily known for regulating the conduct of financial services firms, ensuring that the companies operate in a fair and transparent manner. While the FCA might influence how insurance products are structured or sold, it does not typically involve itself directly in the specifics of individual motor insurance policies or the process of underwriting.

On the other hand, databases like the Motor Insurance Database, Driver and Vehicle Licensing Agency, and Insurance Fraud Bureau serve crucial roles in the administration and validation of motor insurance. The Motor Insurance Database contains details of all insured vehicles in the UK, facilitating verification of coverage. The Driver and Vehicle Licensing Agency maintains records related to vehicle registration and driver licenses, supporting insurers in validating the details of a proposition. The Insurance Fraud Bureau is instrumental in tackling fraudulent claims, providing valuable data that can affect underwriting decisions and risk assessment.

Thus, when considering the contexts in which these databases are referred to during the proposal or statement of fact stages of motor insurance, the Financial Conduct Authority stands out as the organization that is least commonly referenced in these specific processes.