Which section of the road traffic act grants police the power to ask for a certificate of insurance?

Prepare for the CII Certificate in Insurance - Motor Insurance Products (IF5) Exam. Dive into detailed questions and explore insightful explanations to boost your understanding. Excel in your exam preparation process.

The correct section of the Road Traffic Act that grants the police the power to request a certificate of insurance is indeed Section 165. This section specifically outlines that a police officer can require a driver to provide evidence of insurance coverage at the roadside. This is a crucial part of enforcing motor insurance laws, as it helps ensure that all drivers on the road have the necessary insurance to cover any potential liabilities arising from road traffic accidents.

Section 165 is designed to facilitate the quick verification of insurance compliance and to deter unlicensed driving. If a driver cannot produce a valid certificate of insurance upon request, they may face penalties, including fines or legal action. Understanding this section is essential for anyone involved in motor insurance as it highlights the legal obligations of drivers in relation to insurance documentation.

Other sections mentioned do not pertain to the specific powers of the police in relation to demanding an insurance certificate, thus emphasizing the unique role of Section 165 in this context.

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