Which type of policy may cover taxis or hauliers under a mini-fleet policy?

A mini-fleet policy is specifically designed to provide insurance coverage for multiple vehicles under one policy, typically for small businesses that operate a limited number of vehicles. This type of policy can cover different kinds of vehicles, including taxis and hauliers. The mini-fleet policy is particularly advantageous because it simplifies the administration of insurance for businesses that need coverage for several vehicles, allowing them to manage their insurance in a more streamlined and cost-effective manner.

In contrast, the other types of policies mentioned are typically not aimed at covering multiple vehicles or specifically addressing the needs of businesses operating taxis or hauliers. A comprehensive coverage policy, for example, offers extensive protection for individual vehicles but does not typically apply to a fleet of vehicles under a single policy. A standard car insurance policy is intended for personal vehicle use and does not apply to commercial operations like those of taxis. Fleet insurance, while covering multiple vehicles, usually pertains to larger operations that have a wider range of vehicles and drivers, often beyond the limits set for a mini-fleet policy. Therefore, recognizing that a mini-fleet policy is tailored for smaller, specific business needs is key to understanding why it is the correct choice.